Legal & Ethical Policies

ABOUT OUR TERMS AND CONDITIONS

This page provides information about who we are and the legal terms and conditions that may apply to your use of ogaju.com and any product or service you order from us.
To help you find the information you are looking for, we have divided these Terms and Conditions into 5 sections. These are:
Information about Ogaju: 
You can find out how to get in touch with us or view our registered company details here.
Website Terms:
You can view the legal terms and conditions that apply when you access, browse and use Ogaju.com here.
General Terms and Conditions of Sale: 
You can view the legal terms and conditions that apply to any product or service that you order from Ogaju.com here.
Legal Terms: 
You can view the legal terms and conditions that apply to these Terms and Conditions here.
Privacy and Cookie Policy:
You can learn what personal information Ogaju.com collects and uses about you when you access, browse and use this Website (including registering with this Website) and see what rights you have to control our use of your personal information here
Please read these Terms and Conditions and Privacy and Cookie policy carefully before you start to use the Website.

WEBSITE HELP

In addition to our legal terms and conditions, you may also find it helpful to visit the Help section of our website. Here
You will find useful information on our delivery charges, delivery timescales, and return policy, (as well as helpful information relevant to other questions you may have).
PART A: INFORMATION ABOUT OGAJU
This website is owned and operated by Across blocks Ltd, a company registered in Nigeria (company registration number 853028) whose registered office is at 35, Freedom Way, Lekki Phase 1, Lekki, Lagos, Nigeria.
Unless we say otherwise, we use the terms “Ogaju”, “we” and “us” on this Website to refer to Ogaju throughout the Website terms and conditions, which include our Website Terms, General Terms and Conditions of Sale, Legal Terms and Privacy & Cookie Policy (“Terms and Conditions”). If you want to ask us anything (whether about our products and services, this website, any of our terms and conditions or otherwise), then please contact us.
PART B: WEBSITE TERMS
The Terms and Conditions apply to your use of the Ogaju website at www.Ogaju.com (the “Website”) and to any products you purchase from Ogaju. The Terms and Conditions apply regardless of how you access the Website, including any technologies or devices by which Ogaju makes the Website available to you at home, on the move or in store. You must read these Terms and Conditions carefully, and we recommend that you print and keep a copy for your future reference.
By accessing, browsing, using, registering with, or placing an order on the Website, you confirm that you have read, understood and agree to these Terms and Conditions in their entirety. If you do not agree to these Terms and Conditions in their entirety, please do not use this Website.
If you are a corporate customer, please see our corporate terms and conditions. All legal notices on this Website which relate to your use of the Website together with all applicable terms and conditions and our Privacy and Cookie Policy govern your use of this Website.
YOUR USE OF THIS WEBSITE
You may only use this Website for lawful purposes and you may not use it in a way that infringes on the rights of anyone else or that restricts or inhibits anyone else’s enjoyment of the Website.
You may not, without our prior written consent, copy, reproduce, crawl, frame, republish, download, print, post, distribute, re-post, broadcast, record, transmit, edit, communicate to the public, link to, deep link into, or distribute in any way the web pages or materials on the Website or the computer codes or elements comprising the Website other than solely for your own personal or internal business use. You may not use the content of the Website for any commercial purposes whatsoever.
USE OF THIS WEBSITE FROM OUTSIDE NIGERIA
Except where otherwise specified on this Website, the materials on this Website are displayed solely for the purposes of promoting Ogaju’s products and services available in the Nigeria. However, Ogaju may accept orders for delivery to locations outside of Nigeria subject to customs, legal, regulatory and certain practical restrictions. Those who choose to access this Website from locations outside Nigeria or place orders for delivery to locations outside Nigeria are responsible for compliance with local laws if and to the extent that local laws are applicable.
OWNERSHIP OF RIGHTS
All rights, including copyright and other intellectual property rights, in and to this Website are owned by or licensed to Ogaju.
Your use of the Website and its contents grants no rights to you in relation to our intellectual property rights, or that of third parties, in the Website or its contents. By submitting information (other than your personal data), text, photos, graphics or other content to the website you confirm that you have the right to use the same and grant us a right to use such materials at our own discretion (with or without accreditation) in any media including, without limitation, to edit, copy, reproduce, disclose, post and remove such materials from the website. 
You further agree to execute all such documents and do all such acts and things as we may reasonably require in order to assign any such rights to us and to waive any moral rights you acquire in or to the Website.
GUIDELINES FOR GIFT MESSAGES, PRODUCT REVIEWED AND QUESTION AND ANSWER
Please read and understand the below before providing a gift message, posting a product review or any other user generated content on our Website or social media sites.
Ownership of Submissions
Other than personal data (which is subject to our Privacy and Cookie Policy) all comments, gift messages, blogs, feedback, suggestions, questions, ideas, artwork, images, product or marketing ideas and any other submissions disclosed, submitted or offered to Ogaju on or through the Website or otherwise disclosed, submitted or offered by you (collectively, “Submissions”) shall become and remain the property of Ogaju once submitted. 
You must comply with the content standards set out in these terms. You warrant that you own or have the right to use any Submissions and that your Submissions will comply with these standards and guidelines.
Gift message service
If you use the gift message service, you acknowledge and agree that the gift message service is provided for your own personal and non-commercial use only. You are entirely responsible for the text and other content of your gift message and Ogaju accepts no liability for any such content and you will follow the rules for Submissions. We have the right to refuse to send messages and to terminate access to the gift message service at any time and without liability to you.
Social networking sites
These Website Terms also govern any Submissions you make on any OGAJU related third party website or page such as our Facebook page, Twitter, Pinterest, YouTube or social networking site. All comments, images, videos and any other type of material posted on any third-party social networking site do not necessarily reflect the opinions or ideas of OGAJU or its employees and OGAJU is not responsible for any such content. In any event, all material posted on any third-party social networking site must comply with these Website Terms and the third-party social networking sites’ Terms of Use, as applicable.

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Intellectual Property Rights
A disclosure, Submission or offer of any Submissions and your agreement to these Website Terms shall constitute an assignment to OGAJU of any intellectual property rights. Whenever you make use of a feature that allows you to upload material to our site, including questions, or to make contact with other users of our site or to make Submissions on any OGAJU related third party website or page, you must comply with the content standards set out below and these Website Terms. 
Any third-party advertising on OGAJU pages of third-party social networking sites are not the responsibility of, or endorsed by OGAJU. All rights, including copyright on OGAJU Website pages are owned by or licensed to OGAJU. Any use of any OGAJU social networking pages or their contents, including copying or storing them in whole or in part, other than for your own personal, non-commercial use is prohibited without the permission of OGAJU. By making a Submission you confirm that the Submission is your own and that the content does not infringe the material, trademarks or intellectual property rights of others.
Confidentiality
Any material you upload to our Website will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any material in the Submissions for any purpose. We also have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to our site or any OGAJU related third party social networking site constitutes a violation of their intellectual property rights, or of their right to privacy.
We will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of our Website. We have the right to remove any Submissions you make on our Website if, in our opinion, such Submission does not comply with the content standards set out below.
Rules for Submissions
You must be 18 years of age or older and registered to post a Submission. Suppliers or manufacturers are not eligible to post a Submission. Please be polite and only write in English, Yoruba, Hausa, Igbo, French, Spanish, or German. If you require an immediate response from us or have a comment about our service please contact us directly for a quicker response. Submissions should not include: abusive, offensive or otherwise  inappropriate language; profanity, blasphemy, spiteful, racist, sexually explicit,  sexually gratuitous or discriminatory comments or content that might be considered to be harassment, abuse or threats against the personal safety or property of others, comments about other reviewers or bloggers remarks that repeat criminal accusations, false, defamatory or misleading statements material which impersonates others or personal information about anyone, including yourself, such as phone numbers, postal addresses or credit card numbers, spam or advertising third party brand names or trademarks HTML code, computer script or website URLs availability, price, promotions or alternative ordering or delivery information, information about OGAJU suppliers or manufacturers an unsupported claim about the product producing an effect other than that for which it is indicated – references to seasonal products which are no longer in season, references to any products other than the product to which the Submission relates.
OGAJU, in its absolute discretion, reserves the right to not publish the Submission or remove it, take any appropriate action if deemed necessary or remove reviews which do not comply with the rules above.
Please let us know if you see any Submissions which do not comply with ourrules.
Accuracy of content
To the extent permitted by applicable law, OGAJU disclaims all representations and warranties, express or implied, that content or information displayed in or on this Website is accurate, complete, up-to-date and/or does not infringe the rights of any third party. The views expressed in user generated content are the opinions of those users and do not represent the views, opinions, beliefs or values of OGAJU or any of its group companies.
Damage to your computer or other device
OGAJU uses reasonable efforts to ensure that this Website is free from viruses and other malicious or harmful content. However, we cannot guarantee that your use of this Website (including any content on it or any website accessible from it) will not cause damage to your computer or other device. It is your responsibility to ensure that you have the right equipment (including antivirus software) to use the Website safely and to screen out anything that may damage or harm your computer or other device. Except where required by applicable law, OGAJU shall not be liable to any person for any loss or damage they suffer as a result of viruses or other malicious or harmful content that they access from or via the Website.
Links to other websites
We have placed links on this Website to other websites we think you may want to visit. We do not vet these websites and do not have any control over their contents. Except where required by applicable law, OGAJU cannot accept any liability in respect of the use of these websites. 
PART C: GENERAL TERMS AND CONDITIONS OF SALE
These general terms and conditions of sale (“General Terms and Conditions of Sale”) apply to any order you place through www.Ogaju.com and any products you purchase from OGAJU in store.
IN STORE PURCHASES: 
Our Goodwill Refund Policy
Our “goodwill” refund policy does not affect your statutory rights under the Consumer Protection Act or other applicable legislation.
Our “goodwill” refund or exchange policy is offered on clothing when they are returned in resalable condition with a valid receipt within 3 days of purchase.
Our goodwill policy applies where there is no statutory right to a refund or exchange under the Consumer Protection Act or otherwise. For a refund under our goodwill policy, items must be unused and returned in the original packaging, and in a re-saleable condition.
Sale policy
Our refund or exchange policy for sale items purchased in store will be made clear to you at the time of purchase.
Exclusions from the goodwill policy
The following items are excluded from our “goodwill” returns policy: Gift cards, beauty, earrings, duvets, bra accessories, swimwear, non-OGAJU branded gifts, and personalised items and any products with a seal where the seal is broken. These products can only be returned in accordance with your statutory rights (for example, if they are not fit for purpose or not as described). Some of these items may have their own terms and conditions which will be provided to you at the time of purchase.
Please note that these products can only be returned under our goodwill policy if they are unopened and have the security seal intact.
WEBSITE PURCHASES
In respect of orders placed through the Website, these General Terms and Conditions of Sale apply regardless of how you access the Website, including via technologies or devices by which OGAJU makes the Website available to you at home, on the move or in store. You must read these General Terms and Conditions of Sale carefully. By placing an order through the Website, you confirm that you have read, understood and agree to these General Terms and Conditions of Sale in their entirety. If you do not agree to these General Terms and Conditions of Sale in their entirety, you must not order any product or service through the Website.
Please find below information regarding: Opening an account and placing an order Acceptance of your order Payment Delivery and Collection Changes to your order Your right to cancel Our goodwill refund policy Returns to store Substitution Free delivery on qualifying orders Product and service description Age restricted products Product guarantees Gift cards and e-gift cards/voucher codes Gift experience days Other OGAJU services Liability.
OPENING AN ACCOUNT AND PLACING AN ORDER
To place an order, you can open an account with us which will require you to provide some compulsory personal information. Alternatively, you can choose to place your order via the guest checkout. Please see our Privacy and Cookie Policy for more information on how your personal information will be used.
You confirm that all information and details provided by you to us (including during registration) are true, accurate and up to date in all respects and at all times. You can update or correct your details at any time by going to Your Account. passwords or other means to allow you to access certain areas of the Website and/or to maintain your account security. It is your responsibility to maintain the confidentiality of your password and account information.
OGAJU shall not be liable to any person for any loss or damage which may arise as a result of any failure by you to protect your password or account. Should you become aware of or suspect any unauthorised use of your password or account, please contact us. If OGAJU is suspicious of any fraudulent activity coming from your account, it can reserve the right to refuse you access to your account and can delete the account.
When you order through the Website via our guest checkout you will still need to provide us with certain compulsory personal information in order for us to process your order. We will not store the details that you provide via guest checkout (save for processing your order, or if you have opted in to receive marketing from us). However, you can choose to register an account with us after submitting your order. Please see our Privacy Policy to see how your personal information will be used and stored.
ACCEPTANCE OF YOUR ORDER
Please note that completion of the online checkout process does not constitute our acceptance of your offer to purchase products or services from us. We will notify you by email as soon as possible to acknowledge that we have received and are processing your order. Our acceptance of your order will take place only when we take payment from you and despatch the product(s) or on commencement of the services that you ordered from us. Prior to despatch of the product(s), OGAJU has the right to decline an order for any reason, including legal and regulatory reasons. The duration of our contract with you will start from when you receive the order despatch email and last until the last day of your right to return the products.
If we cannot supply you with the product or service you ordered, we will not process your order, inform you of this in writing (including email) and, if you have already paid for the product or service, refund you in full as soon as reasonably possible. If the fulfillment of an order (or any aspect of it) would be illegal or unlawful, including by reason of breach of export controls or sanctions rules, OGAJU has the right to stop or cease to fulfill the order at any time, including after dispatch of products and/or notification to you that the order has been received and it’s being processed. You acknowledge that OGAJU shall incur no liability in such circumstances.
PAYMENT
During the checkout process, you will be asked to enter your payment details. By completing your payment details, you confirm that the credit or debit card being used is yours. All fields indicated as compulsory must be completed. 
Please note that we may collect and store your information, using an encrypted secure payment mechanism and will only use your information in accordance with our Privacy and Cookie Policy.
All card payments are subject to authorization by your card issuer. We take full payment immediately for all products. All products ordered will remain the property of OGAJU until we have delivered the products to the address specified by you or they have been collected in store. If your payment is not received, and you have already received the products you ordered from us, you must pay for or return those products to us in accordance with our reasonable return instructions and in the same condition that you received them at your own expense. If you do not do this within 30 days of the date on which we cancel your order, we may collect or arrange for collection of the products at your expense. We reserve the right to charge you for any and all damage to (or other adverse interference with) any products that are the subject of an unpaid order.
DELIVERY AND COLLECTION  
Delivery (including delivery charges and timescales)
Delivery charges and timescales vary depending on the type of products ordered, the service you select and the delivery address. You’ll find full details of our delivery charges here.
Please note that certain products and services may be subject to alternative delivery charges, restrictions and/or timescales. 
Amendments and cancellations may be accepted before your order is prepared for dispatch. At peak times we may set final amendment dates. The earliest delivery date for orders placed on Sunday will be the following Wednesday. 
You must ensure that the recipient or another person will be available to take receipt of the delivery. We are unable to make a second delivery attempt.
Delivery will be to Nigeria or international address or store specified in your order. 
All risk in the products you order (including risk of loss and/or damage to the products) shall pass to you when they are delivered to the delivery address specified in your order.
We shall be under no liability for any delay or failure to deliver products if the delay or failure is wholly or partly caused by circumstances beyond our control.

 

All orders can be collected from 12pm. You will need to bring a printout of your order confirmation to collect your order. We’ll be in touch when your order is ready to be collected.
International Delivery
Due to customs, legal, regulatory and certain practical restrictions applicable to orders placed for international delivery, some of our products may not be available for delivery to certain destinations outside Nigeria. OGAJU reserves the right to define what can and cannot be delivered to which destination.
Payment – 
Purchases will be made in Naira, Dollars, Euro or Pounds Sterling. International credit card providers or banks will determine the exchange rate and may add an additional processing or administration charge in relation to such payment which international credit card holders will be liable to pay.
Ogaju products are sold on a delivery duty unpaid basis. The recipient may have to pay import duty or a formal customs entry fee prior to or on delivery.
Additional taxes, fees or levies may apply according to local legislation and customers are required to check these details before placing an order for international delivery. 
Where applicable, it will be your sole responsibility to comply with any export controls or sanctions rules applicable to goods supplied to you.
You’ll find more information on international delivery, returns and refunds, and VAT delays in our help section.
Delays
Where the supply of your product(s) or service(s) is delayed or prevented for reasons beyond our control (for example, material shortages, import delays or higher than anticipated demand) we will make every effort to keep you informed but shall be under no liability to you for such delay or failure.
OUR GOODWILL/RETURN POLICY
Our “goodwill” refund or exchange policy is offered on clothing when returned with a valid parcel summary document within 3 days of receipt, excluding sale items. Our goodwill policy applies where there is no statutory right to a refund or exchange under Nigerian Law. For a refund or exchange under our goodwill policy, items must be unused and returned in the original packaging, and in a resale-able condition.
Sale policy
For sale items purchased via our Website, we will be happy to either refund or exchange an item if you change your mind within 2 days of receipt.
Products lost or damaged in transit
If you choose to return any products to us, we will not be responsible for any loss or damage to them in transit and, for this reason. If returned products are lost or damaged in transit, we reserve the right to charge you (or not to refund any amounts attributable to) such loss or damage.
Exclusions from Returns to Store
Certain products, such as fine jewelry, wedding and bridesmaid dresses, adults’ fancy-dress costumes, maternity clothing, clearance sales items and any other products as notified at the time, cannot be returned, exchanged or refunded in any of our stores. Unwanted products must be returned with their hangers, protective coverings, carriers in the original outer packaging
Damaged or incorrectly supplied products 
You should check all products you receive against your order. If the products you receive are damaged or incorrectly supplied on delivery then you must note the details of any damage or error in supply on the delivery documentation or if you are unable to view the items on receipt, you must inform us (phone or email only) within 3 days. You must return the products to us within 3 days after informing us that the products are damaged or have been incorrectly supplied. We may offer you a replacement product and any refunds given by us will be made to the account or by cheque (as applicable) provided when you placed your order and will be subject to our right to withhold amounts for products which are damaged on return.
Within 3 days of the delivery, you may exercise the right to a refund if the product purchased is not of satisfactory quality, fit for purpose or as described. After the 3-day period, but within 14 days of the date of delivery and where the product is faulty, you are entitled to a repair or replacement or where that is not possible, or the repair/ replacement does not resolve the fault, a refund. After 14 days from the date of delivery, your right to a refund and replacement is extinguished. 
CHANGES TO YOUR ORDER
Any change to your order must be notified to us in writing and within a reasonable time. If you amend or change your order you may find there are changes to your delivery timetable and / or the price you pay for the item (you will be charged the current selling price on the day you amend your order).
YOUR RIGHT TO CANCEL
If you are contracting with us as a consumer online or by phone, you have the right to cancel all or part of your contract at any time up to 3 calendar days after the day on which you receive the goods or services you ordered. This right to cancel does not apply to goods or services purchased in store. This statutory right is separate from our goodwill policy.

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Any paid delivery charge will not be included in your refund once we have received all (not part) of your order to the specified address below. Please note that the delivery charge is by independent third party to us.
To exercise your right of cancellation, you must inform us of your decision to cancel the contract in writing within 3 days after the day on which you receive the goods or services you ordered, which you can do by filling in the parcel summary when you return your order. You must take reasonable care of the goods while in your possession. You shall
send back any goods or hand them over to us, without undue delay and in any event not later than 3 days from the day on which you communicate your cancellation from the contract to us. The deadline is met if you send back any goods before the period of 3 days has expired. You shall bear the direct cost of returning any goods to us. You are liable for any diminished value of the goods resulting from the unnecessary handling of the goods in excess of what is necessary to establish the nature, characteristics and functioning of the goods.
You must return the goods to an OGAJU store in Nigeria at 35 Freedom Way, Lekki Phase 1, Lekki, Lagos State, Nigeria.
If you return the products by post we will return your parcel to our delivery warehouse. We will process your refund within 14 days of receipt of the products to the delivery warehouse. If you return your products to our OGAJU store, please allow 7 business days for your refund to be processed.
Where we deliver products to a third party in accordance with your order, you will only be able to exercise this cancellation right if you can return the goods to us (or arrange for us to collect them).
GIFT CARDS AND E GIFT CARDS/VOUCHER CODES
Activation
The minimum and maximum activation amounts are as follows:
Minimum activation amount
Maximum activation amount
Gift cards purchased online at Ogaju.com
N1,000  N100,000
Gift cards purchased in store
N5,000   N500,000
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Redemption
Gift cards and e-gift cards can be redeemed at OGAJU stores in Nigeria and online at Ogaju.com. They may be used to purchase goods of a higher price than the amount on the card, on payment of the difference. Cannot be exchanged for cash. If any item purchased with a gift card or e-gift card is subsequently exchanged for an item of a lower price the remaining balance will be deemed forfeited.
Period of validity
Gift cards and e-gift cards are valid for the period which is the later of 90 days 
From the date of issue, or the date of the last purchase. Any remaining balance will be cancelled on expiry of the validity period.
OGAJU reserves the right to amend the terms and conditions of gift cards and e-gift cards at any time and to take appropriate action, including the cancellation of the card, if necessary. 
OGAJU has partnered with certain trusted third parties to make available certain additional services and third-party products and services to you. Each third-party micro-site has its own terms and conditions and privacy policy. We may also place links on this Website to other websites. We do not vet these websites and do not have any control over their contents. Except where required by applicable law, OGAJU cannot accept any liability in respect of the use of these websites.
FREE DELIVERY ON QUALIFYING ONLINE ORDERS
Free delivery applies within Nigeria for clothing, and beauty products from Ogaju.com when you spend N200,000 or more in a single order delivered to a single address. 
PRODUCT AND SERVICE DESCRIPTIONS
We have taken reasonable precautions to try to ensure that the prices quoted on the Website are correct and that all products have been fairly described. However, when ordering products or services through the Website, please note that orders will only be accepted if there are no material errors in the description of the goods or services or their prices as advertised on this Website; all prices are displayed in Naira inclusive of Nigerian VAT where applicable (except for our International Deliveries, please see the International Delivery section below for further detail) unless expressly indicated otherwise; packaging may vary from  that shown on the Website; the weights, dimensions and capacities shown on the Website are approximate only; whilst we try to display the colours of our products accurately on the Website, the actual colours you see will depend on your monitor and we cannot guarantee that your monitor’s display of any colour will accurately reflect the colour of the product on delivery.
We will inform you as soon as possible if the product(s) or service(s) you have ordered are not available and we may offer alternative product(s) or service(s) of equal or higher quality and value.
LEGAL COMPLIANCE
You agree that you will not use, sell or supply any product(s) purchased from OGAJU in an unlawful manner and, in particular, will comply with all export controls and sanctions rules.
LIABILITY
Any products we supply to you will be of satisfactory quality. If we deliver a product to you that is not of satisfactory quality, you can contact us for a repair or replacement or, where this is not possible, for a refund. We are only responsible for losses that are a natural, foreseeable consequence of our breach of these General Terms and Conditions of Sale. We will not be liable to you if we are prevented or delayed from complying with our obligations under these
General Terms and Conditions of Sale by anything you (or anyone acting on your behalf) does or fails to do or due to events which are beyond our reasonable control.
You must follow any advice we give you to keep products we supply to you safe (including any instructions or product manuals provided with the products). We cannot accept liability for damage to fabrics or other accessories and products we have supplied which is caused by your failure to follow this advice. 
In any event we will not be liable for any losses related to any business of yours including (without limitation) lost data, lost profits, lost revenues or business interruption.
COMPLAINTS
If you have a complaint about a store or the customer service you received in store, you are best to raise the complaint during your visit by speaking to a manager who can deal with it appropriately. You can ask any member of store staff who will be happy to call the relevant manager.
If your complaint is about a product, our Website or anything else, please use our customer service phone number, available on the contact us page of our Website. 
In the unlikely event that we are unable to resolve a complaint with you directly, you have the right to refer the dispute to Mediation at the Lagos Multi-door court or any other such similar mediation centres in Nigeria.
Exclusions of liability
We exclude all representations, warranties, conditions and terms (whether express or implied by statute, common law or otherwise) to the fullest extent permitted by law. We accept no liability for any losses or damages which are not reasonably foreseeable arising out of or in connection with these Terms and Conditions or your use of the Website. These exclusions shall be governed by and construed in accordance with Nigerian law. If any provision of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed sever-able and shall not affect the validity and enforce-ability of the remaining provisions.
Other legal notices
There may be legal notices on other areas of this Website which relate to your use of the Website, all of which will, together with these Terms and Conditions govern your use of this Website.
Assignment and third-party rights
We may update or amend these Terms and Conditions from time to time to comply with the law or to meet our changing business requirements without notice to you. Any updates or amendments will be posted on the Website. You may not assign or subcontract any of your rights or obligations under these Terms and Conditions to any third party unless we agree in writing. We may assign, transfer or subcontract any of our rights or obligations under these Terms and Conditions to any third party at our discretion. Only you and us shall be entitled to enforce these Terms and Conditions. No third party shall be entitled to enforce any of these Terms and Conditions 
Waiver 
No relaxation or delay by us in exercising any right or remedy under these Terms and Conditions shall operate as a waiver of that right or remedy or shall affect our ability to subsequently exercise that right or remedy. Any waiver must be agreed by us in writing. 

Sever-ability

If any of these Terms and Conditions are found to be illegal, invalid or unenforceable by any court of competent jurisdiction, the rest of these Terms and Conditions shall remain in full force and effect.
Entire Agreement
These Terms and Conditions set out the entire agreement between you and us and supersede any and all prior terms, conditions, warranties and/or representations to the fullest extent permitted by law. 
LAW, JURISDICTION AND LANGUAGE
Any matter that arises out of your use of this Website (including any contract entered between you and us through the Website) shall be governed by the laws of Nigeria and any disputes shall be subject to the exclusive jurisdiction of Nigerian courts. All contracts shall be concluded in English.
Changes to these Terms and Conditions
We reserve the right to change and update these Terms and Conditions from time to time and recommend that you revisit this page regularly to keep informed of the current Terms and Conditions that apply to your use of the Website. By continuing to access, browse and use this Website, you will be deemed to have agreed to any changes or updates to our Terms and Conditions.

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